Welcome to

Jazeera Car Financing

Are you dreaming of driving your own car?
At Jazeera, we make it easy and ethical with our Shariah-compliant car financing solutions. Experience the freedom
and peace of mind that comes with choosing a financing option aligned with your values.

Why Choose Jazeera Car Financing?

Shariah-Compliant Solutions

Our car financing options adhere to Islamic principles, ensuring that all transactions are interest-free (riba-free) and compliant with Shariah law. This means you can drive your dream car without compromising your beliefs.

Transparent and Ethical

We prioritise transparency in all our dealings. With Jazeera, there are no hidden fees or surprises. Our ethical approach ensures that you understand every aspect of your financing plan.

Flexible Payment Plans

We offer a variety of payment plans tailored to fit your budget and lifestyle. Our flexible options make it easier for you to manage your finances while enjoying the benefits of car ownership.

Competitive Rates

Jazeera provides competitive rates that are both fair and affordable. Our goal is to help you drive away with the best deal possible, without the burden of high interest rates.

Personalised Service

Our team of experienced advisors is dedicated to providing personalised service. We work closely with you to understand your needs and offer solutions that best fit your situation.

Benefits of Jazeera Car Financing

Peace of Mind

With our Shariah-compliant financing, you can rest assured that your car purchase aligns with your faith and values. Enjoy the peace of mind that comes with ethical and responsible financial choices.

Affordable Ownership

Our flexible payment plans and competitive rates make car ownership affordable. We strive to offer solutions that help you get on the road without financial strain.

Support Every Step of the Way

From the moment you start considering your car purchase to the final payment, Jazeera is with you every step of the way. Our dedicated team is here to support you, answer your questions, and provide the best financing solutions.

No Interest, No Worries

Say goodbye to the stress of high-interest loans. With Jazeera, you can enjoy the benefits of car ownership without the burden of paying interest.

Ethical Financing

Our commitment to ethical financing ensures that all transactions are conducted with integrity and transparency. We believe in building trust and long-term relationships with our clients.

Eligible Assets

- Passenger vehicles from dealers or private sellers
- Refinance of an existing secured loan

Financing Details

Financing Amount: $10,000 – $100,000 (including fees). Can include third-party warranties and/or dealer costs.

Financing Term: 3 – 7 years

Balloons: Permitted for terms up to 5 years

Profit-Charge Rate: Fixed and variable rates from 8.14% p.a. (subject to credit, residential status, and vehicle age)

Asset Condition & Insurance: Must be registered, road-worthy, not reported stolen, and not written-off. Comprehensive insurance required with Hejaz Islamic Credit Solutions as an interested party.

Credit Score Cut-Off: Equifax Credit Score > 500

Refinances: Payment history to show no arrears, vehicle inspection required, max LVR 130%

Odometer: Reading required as part of the assessment

Asset Age: Max 8 years at start of loan or 15 years at end of loan term

LVR: Maximum 130%. Used vehicles valued based on AutoEdge (Glass’s) retail price. New vehicles valued based on Recommended Retail Price (RRP).

Exclusions: No grey imports, kit cars, motorcycles, scooters, and racing cars.

Private Sale Verification: Asset inspection and seller verification via Verimoto Inspection

Repayment Frequency: Monthly

Additional Repayments: Allowed without penalty

Get Started Today!

Ready to take the wheel? Contact Jazeera today to learn more about our car financing
solutions and start your journey towards ethical car ownership.